PenguTools

Free Online Tools for Everyone

50+ free calculators, converters, and developer tools. Fast, private, no sign-up required.

Popular Tools

Finance

Mortgage Calculator

Calculate your monthly mortgage payment, total interest, and amortization details. Enter home price, down payment, rate, and loan term.

Loan Calculator

Calculate monthly loan payments, total interest, and total cost for any loan. Enter loan amount, interest rate, and term to get results.

Compound Interest Calculator

Calculate compound interest with regular contributions. See how your investments grow over time with monthly, quarterly, or annual compounding.

ROI Calculator

Calculate return on investment (ROI) percentage and net profit or loss. Enter your initial investment and final value to see your returns.

Salary Calculator

Convert salary between hourly, weekly, biweekly, monthly, and annual pay. Enter any pay rate and see all equivalent salary breakdowns instantly.

Tip Calculator

Calculate tip amount, total bill, and per-person cost when splitting. Choose preset tip percentages or enter a custom amount for any bill.

Tax Calculator

Estimate US federal income tax using 2024 tax brackets. See tax owed, effective rate, marginal rate, and after-tax income by filing status.

Currency Converter

Convert between 15+ major world currencies with live exchange rates. Fallback rates included so conversions always work, even offline.

Inflation Calculator

Calculate the effect of inflation on purchasing power over time. See how much past dollars are worth today or how future costs will change.

Net Worth Calculator

Calculate your net worth by listing all assets and liabilities. Add or remove items dynamically and see total assets, debts, and net worth.

Health & Fitness

BMI Calculator

Calculate your Body Mass Index (BMI) using weight and height. Supports pounds/kilograms and feet-inches/centimeters with instant category results.

Calorie Calculator

Calculate your daily calorie needs using the Mifflin-St Jeor equation. Get maintenance, weight loss, and weight gain targets based on your activity.

BMR Calculator

Calculate your Basal Metabolic Rate using the Mifflin-St Jeor equation. Find out how many calories your body burns at rest each day.

Body Fat Calculator

Estimate your body fat percentage using the US Navy method. Enter waist, neck, height, and hip measurements to get fat mass and lean mass results.

Pregnancy Due Date Calculator

Calculate your estimated due date from your last menstrual period. See your current week of pregnancy, trimester, and days remaining.

Water Intake Calculator

Calculate your recommended daily water intake based on body weight, activity level, and climate. Get results in ounces, liters, and glasses.

Ideal Weight Calculator

Find your ideal body weight using four proven medical formulas: Devine, Robinson, Miller, and Hamwi. Compare results by height and gender.

Macro Calculator

Calculate your daily macronutrient targets for protein, carbs, and fat. Choose from balanced, low-carb, high-protein, or keto diet profiles.

Heart Rate Zone Calculator

Calculate your target heart rate training zones using the Karvonen formula. Enter age and resting heart rate to see all five intensity zones.

BAC Calculator

Estimate your Blood Alcohol Content using the Widmark formula. Enter drinks, weight, gender, and time elapsed to see BAC and sobriety time.

Math

Text & Writing

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Date & Time

Unit Converters